(916)-709-5626 cell phone
11879 Kemper Road Suite 9
Auburn CA, 95603
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Making Friends and Helping Friends With All Your Real Estate Transactions
There are so many different and constantly changing elements to any real estate transaction whether you are a Buyer or a Seller. What I bring to the table are a lot of years in the different areas of real estate that make a huge difference for any Seller or Buyer.
As a Buyer, the first thing that you need to do is to get pre-qualified for a loan so that there are no surprises when house shopping. It can be heartbreaking to think that you have found the perfect property only to discover that you do not qualify for a loan large enough, or don’t have sufficient cash to buy that particular home. If you are a First Time Home Buyer, I am up-to-date on many programs that cut your need for cash to the bone- and I know the Lenders that have those programs.
I have 25 years of experience in the lending industry. I know the what needs to be done to get you the very best loan at the lowest possible rate. That will make a difference every month on your house payment, and ability to qualify.
If you are a Buyer in a Sellers’ Market where there are multiple offers on almost every home, you may be only one of many offers on the property of your dreams. You need to show the Seller why your offer is the one the Seller should choose to accept and the very first thing is to show that Seller that you are qualified financially by submitting a PRE-APPROVAL letter with your offer from your lender. (My lenders pre-underwrite, making your “offer” nearly as good as cash.)
Your offer to purchase allows you up to two weeks to do inspections on the home. Some lenders will not release the funds to purchase unless defects that are found by a government appraiser are fixed. I have the connections to get work completed reasonably, and sometimes at the Seller’s cost
Clearing the title on a property and going through escrow is another hurdle that we need to get through. During my Stewart Title employment I learned all about the escrow closing steps, making even this part of your closing smoother and the move into your new home less stressful. Experience counts!
We all know that working with a Professional in any field is going to be to our advantage. Working with a Professional Realtor can be especially important since selling the most expensive item you own needs to be handled by someone who has the background and experience to make sure you quickly get the highest sales price for your home with the least amount of hassle. I have been successfully representing Sellers and Buyers since 1976.
I will help you create the best environment for your home to shine through creative staging. There are steps you can take that will give you the biggest return on any improvements/upgrades you may make to your home and I know what those are.
In 1976 my husband and Real Estate Broker, Rick, and I owned and operated Pierson Real Estate and Investments as a new home sales and marketing company representing custom home builders, small subdivisions in the foothills and move-up/trade-in home Buyers. Throughout the years I have seen and mitigated just about every conceivable problem involved with real estate. A knowledgeable Realtor makes all the difference in any real estate transaction.
With my background in lending, I am able to help you decide which offer from Buyers is the ‘strongest’ in any multiple offer situation.
I am a strong Problem Solver and that has proven to be a true advantage for my clients. Sometimes big things and sometimes little things can jam up a real estate transaction, but with so many years in this business, I know that I can find a way to make it work. Let me show you how I can make this easier for you.
I have received many testimonials from clients and the consensus is:
- Ingrid saved us time and money
- She’s a strategic thinker
- We found her to be a skilled negotiator
- Ingrid became a trusted professional friend
- Her word is her bond
- Ingrid is easy to work with
- She is helpful and patient
DRE # 00560598